Are these new college students going to be responsible with money? Or are they going to leave school four years later with a mountain of debt, a pile of obligations, and no idea how to accommodate either? In the hopes of skewing them toward the former, read on for six pieces of financial wisdom that every college student should know by move-in day. 1. Keep track of your spending. According to Anthony Humpage, CEO of financial education company Rich Dad Education , this is a critical lesson for adults as well as students. "In my experience, when you sit down and ask someone where their money goes, most people can't account for about 40% of their money. People typically spend a lot more than they think they do." The problem with this lack of awareness is obvious: If you don't know what you're spending, you don't know what you have left, and what you can and can't afford. College students glued to their smartphones have no excuse to plead ignorance, as free apps like LearnVest and Mint automatically track your spending and keep that info accessible only a few taps away. 2.
Puedes ver la version sin traducir en http://finance.yahoo.com/news/6-money-lessons-learned-college-153100109.html
Sources: Liverpool pull the plug on deal to sign striker Loic Remy | FOX Sports
With the recent activity, year-to-date loan volume totals $367 billion, compared to $384 billion at this point last year (of course, there was a record $605 billion in leveraged loan issuance in all of 2013).July is turning out to be a relatively sleepy month volume-wise, with $38 billion in issuance so far, down noticeably from the $64 billion during June. Despite the dip in issuance, the loan market remains hot, as LCDs Chris Donnelly explains in his weekly market commentary: Judging by activity over the past week, recent chatter about an overheated loan market looked to be largely justified. Investor Investor demand was hot and heavy this week, with pricing tightening on no fewer than a dozen transactions alongside other aggressive moves. It was primarily the marginal transactions that saw any degree of difficulty. Of note this week, Expro Oilfield Services brought to market a $1.52 billion term loan that backed repayment of mezzanine debt. The issuer, which is owned by Goldman Sachs PIA, Arle Capital Partners, Alpinvest Partners and management, has filed for an IPO.The credit is covenant-lite, meaning it has less restrictions on the issuer than does traditional leveraged loans. Also of note this week, Berkshire Partners launched $415 million in loans to institutional investors, backing the LBO of Portillo Restaurant Group. The credit is covenant-lite as well, and includes a second-lien portion rated CCC by S&P, says LCDs Kerry Kantin. Befitting the hot market, leveraged loan yields continue under pressure. The average single-B credit priced over the past 30 days did so to yield 5.10%, down from 5.32% at the end of June, while better-quality (double-B) loans are yielding 4.16%, down a bit from 4.19% at month-end, according to LCD. This activity comes as investors continue to back away from the leveraged loan asset class.
Puedes ver la version sin traducir en http://www.forbes.com/sites/spleverage/2014/07/25/u-s-leveraged-loan-volume-slips-to-9-2b-though-market-remains-heated/
Premier League youngsters face loan lottery - Yahoo Sports
Instead, you furnish each page of each bank account statement for their review. Any money showing in your bank account must come from a known source. So, if your grandmother gave you a $500 gift, you will probably need to letter from Grandma confirming the gift. Gifts for down payments are particularly scrutinized. In fact, for conventional loans the entire down payment must come from your own funds with verifiable tracking about the source. Government loans, like FHA and VA, allow up to 100% of funds needed for closing to be from a gift. The lender wants to know the exact source of everything. Give Yourself Time Pre-approval before finding a home is essential in this competitive marketplace. Still most borrowers need to allow 30 days from contract to closing.
Puedes ver la version sin traducir en http://www.yourhoustonnews.com/courier/opinion/important-tips-for-online-mortgage-loan-applications/article_4c14f804-00cf-5afb-b08a-a0d8ac2af263.html
U.S. Leveraged Loan Volume Slips To $9.2B, Though Market Remains Heated - Forbes
Please enter a valid phone number. Please enter your Phone Number. Send Thanks! A link has been sent. Done Premier League youngsters face loan lottery By Tom Williams 6 hours ago 0 shares . . London (AFP) - As the Premier League's leading clubs step up their preparations for the 2014-15 season, some of their most promising young talents are stepping out into the unknown. With teams like Chelsea and champions Manchester City boasting huge, star-studded squads, their younger players have no option but to go out on loan in search of the playing time vital to their development. For some players it can prove a richly rewarding experience. Belgium 's Thibaut Courtois has returned to Chelsea after a three-year period at Atletico Madrid that saw him emerge as one of the world's finest goalkeepers. Courtois's club and international colleague Romelu Lukaku has also benefited from time on loan, excelling at West Bromwich Albion and Everton, although it seems he has yet to convince manager Jose Mourinho of his worth.
Puedes ver la version sin traducir en http://sports.yahoo.com/news/premier-league-youngsters-face-loan-lottery-005353302--sow.html
Important tips for online mortgage loan applications - Your Houston News: Opinion
The France international flew on Tuesday to the United States, where Brendan Rodgers' side is on a pre-season tour, to seal a move worth 8.5million. But though terms had been agreed between all parties, the Reds pulled the plug following the 27-year-old's medical. Remy would have been Rodgers' fifth new summer recruit following the signings of Rickie Lambert, Adam Lallana, Emre Can and Lazar Markovic. He scored 14 goals last season for Newcastle , where he was on loan from Loftus Road. Speaking toSky Sports Newsfrom Chicago, reporter Kaveh Solhekol said: "Personal terms had been agreed with Loic Remy - and it had also been agreed that he would wear the iconic no. 7 shirt that has been worn by Luis Suarez and Kenny Dalglish. "We were initially told that minor problems with the paperwork had delayed the deal for five days but it has transpired that a medical problem was highlighted and Liverpool asked for a second opinion. "Once they got that second opinion, they decided not to proceed with the transfer. "I understand there is no chance of the deal being resurrected. Liverpool will concentrate on other striker targets." Rodgers will face the media on Sunday night following his side's friendly against Olympiakos in Chicago.
Puedes ver la version sin traducir en http://www.foxsports.com/soccer/story/sources-liverpool-pull-the-plug-on-deal-to-sign-striker-loic-remy-072714